Low Fixed Rates
Swimming Pool Financing Florida
Looking for pool builder financing to bring your backyard vision to life? At Hometown Pools and Pavers, we make it easy to finance your new swimming pool. As a certified and preferred contractor, we partner directly with Lyon Financial, a trusted leader in swimming pool loans and home improvement financing.
Pool Builder Financing Made Simple with Hometown Pools and Pavers and Lyon Financial
At Hometown Pools and Pavers, we’re proud to partner with Lyon Financial, a trusted name in swimming pool financing since 1979. Together, we help homeowners across Dade City, Wesley Chapel, Land O’ Lakes, and Pasco County turn their backyard dreams into reality with flexible and affordable financing options.
Benefits of our financing program:
- 💰 Unsecured swimming pool loans from $5,000 to $200,000
- 🕒 Flexible loan terms available — 15, 20, 25, and 30 years
- 🌎 Exclusive nationwide lending programs with competitive, low-interest rates
- 🏠 Pre-approvals with little or no home equity required
- 🎖️ Lyon is Veteran-owned and operated with discounted fees for active and retired military
- 🤝 Dedicated support team to guide you through the entire process
- 📞 Live agents available for personal assistance from start to finish
- 💻 Easy-to-use customer portals for convenient loan management
Florida Pool Financing Made Simple
Our partnership with Lyon Financial gives you access to low-interest pool financing designed specifically for Florida homeowners. Whether you’re building a new pool or renovating an existing one, our goal is to make your project stress-free and affordable.
With over four decades of partnership, Lyon Financial continues to provide dependable financing solutions that help Florida families create their perfect backyard oasis.
Custom Pool Financing FAQ
Do I have to own my home to apply for financing?
Yes, the applicant must be listed as the owner of record on the deed to the property where the pool is to be constructed.
Are there any penalties for paying the loan off early?
There are no prepayment penalties so you can pay the loan off early and not be charged any additional interest.
What are the qualification requirements?
Lyon Financial looks at your overall credit health, including your credit score and debt-to-income (DTI) ratio. Ideally, they like to see a DTI of 50 percent or less (including the amount of the loan you’re requesting). They also look for any recent negative marks, such as bankruptcies or tax liens. They are able to offer financing solutions for most applicants with a credit score of 660 and above. There is a minimum credit score of 660 required; however, it is not entirely credit score driven. The underwriter will review your entire credit profile, past payment performance, and experience with large secured and unsecured loans. All loan decisions are at the discretion of Lyon Financial’s lending partners.
How do I apply? Can I apply over the phone?
Applications are accepted online only. You cannot apply via phone. To begin the application, click here.